Why Do Debt Collectors Lie About Receiving A Payment We Never Made?

by John Watts on October 27, 2011


Debt collectors in general, and debt buyers specifically, will often lie about receiving a payment from us that we never made. Why would they do this?

The answer is the statute of limitations as they believe that if you make a payment it restarts the statute of limitation so they can sue you on it.

This is why they often come into court with no proof but they will wave around a piece of paper that claims you made a payment. Of course they don’t have the check or any proof but they say to the judge “Why would we make this up?” The answer, of course, is they want to sue you and don’t want you to be able to sue them for filing a case against you after the statute of limitations has expired. http://www.alabamaconsumer.com/CM/Articles/SuingYouAfterTheStatuteOfLimitatio…

You can contact us at 205-879-2447 or you can visit our website at http://www.alabamaconsumer.com/ or our blog at http://www.alabamaconsumerlawblog.com/.

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