Debt Collectors Who Violate The FDCPA By Not Reporting Debt As “Disputed” When Credit Reporting

by John Watts on October 27, 2011

If you dispute a debt — and filing an Answer denying the lawsuit is the ultimate dispute — then the debt buyer or debt collector who is reporting the account on your credit reports must show it as being “disputed” when it updates every month or it will normally violate the Fair Debt Collection Practices Act (FDCPA). It is Section e(8) that is violated.

If this section is violated, you can be entitled to money damages and your attorney can have fees awarded against the debt collector.

They hate this section of the law but it is clear, well known, and does not allow for bogus excuses.

It is also routinely violated.

Check your credit reports several months after you file an Answer denying the debt and see if your reports are accurate or false and then take the appropriate action.

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